Well, it’s the last, dying days of December. Santa is loading his sleigh and checking with the CIA and NSA to see whether you’ve been naughty or nice. Which must mean it’s almost time to get yourself down to the line-up of shiny glass palaces on the outskirts of town and start hunting down those new registration plate bargains. While car sales are well and truly on the up this year, the fact is that there are still more cars out there than buyers for them, so pretty much every car maker is offering some tempting deals for anyone who fancies a shiny new 161-plate. Here’s a quick rundown of what’s on offer…
You can get an Alfa Romeo Mito on 0 per cent finance with no deposit, while the Giulietta is available on the Preferenza PCP plan from €239 a month, or on HP from €375 a month.
Audi has a ‘Future Now’ offer running across its entire range, which gives you preferential PCP interest rates, plus styling and equipment packs at discounted prices. Those start with the little A1 for €229 a month on PCP with a 3.9 per cent APR, and an S line equipment pack for €2,500, saving you €2,000. The offers continue up the range so check with your Audi dealer for more details.
BMW is offering the 1 Series, 2 Series, 3 Series and 5 Series all on PCP at 3.9 per cent APR.
Citroen has its Elect 3 finance offer in place – a PCP deal where you can select how much of a deposit to put down and tweak your monthly repayments to suit. For instance, a C4 Cactus can be had at 0 per cent APR, with a €5k deposit and €173 a month over three years.
Dacia has a €19.99 per week finance offer in place, which adds up to €86 a month on 4.9 per cent APR over three years for a Sandero.
Fiat has an offer of up to €3,000 ‘scrappage’ (not actually scrappage but a trade-in booster, as with all such current so-called-scrappage schemes) on the 500 and up to €5,000 on a 500L.
Ford is offering up to €4,000 when you trade in against a Ka, Fiesta, Focus, B-Max, EcoSport or Mondeo and also has a special edition Kuga Titanium+ on sale for €28,595, which it says represents a saving of €4,750.
Honda has boosted the standard equipment of its entire range by fitting active emergency braking to all models for 161, as well as offering new safety equipment packs for the Jazz, HR-V and CR-V. Plus, it has PCP offers starting from €189 a month for a Jazz.
Hyundai also has a ‘scrappage’ trade-in booster, of up to €4,000, when you buy an i10, i20, ix20, i30 or the new Tucson.
Kia has a 0 per cent finance offer available on the Rio and the updated cee’d range, as well as the promise of a €500 SuperValu voucher if you order your new car before Christmas. There’s also a three-year servicing package offer available starting at €199.
Lexus is offering its Premium trim level on the IS 300h saloon, which includes 18-inch alloys, keyless entry, electric ventilated seats and a rear view camera for €1,500 – a significant saving on the normal price of €4,500. It also has its Lexus Connect PCP offer, starting from €257 a month for a CT 200h.
Mazda has PCP offers in place starting from €173 a month for the Mazda2, and it’s also chucking in free extra equipment – the Activity Style Pack on the 2, €2,000 worth of extras on the 6 and €1,600 worth on the 3.
Mercedes has its Star Finance PCP offer in place, which starts from €298 for the updated A-Class.
MINI has two finance packages – MINI Select and MINI Purchase and there is 0 per cent finance available on some models.
Nissan is offering up to €4,000 ‘scrappage’ trade in against pretty much its entire product range (probably not the GT-R, although it’s always worth asking…). There are also special offers on the Leaf electric car, with PCP prices starting from €248 a month, plus a €1,000 discount on the cost of upgrading to the new 30kWh battery, which gives the car a theoretical one-charge range of up to 250 kilometres.
Opel has a combination of up to €4,500 ‘scrappage’ trade-in, three years’ free servicing and its 50:50 finance package, where you pay half the price of the car now and then the rest in July 2017, with 0 per cent interest.
Peugeot has its ‘Sensation Days’ offer in place, which includes PCP finance with interest from as little as 2.9 per cent APR, plus up to €4,500 ‘scrappage’ trade in, or €750 cashback, depending on the model.
Renault is offering a tempting finance package on the new Kadjar crossover – an ‘Xtreme Pack’ that includes a five-year warranty, five years’ roadside assistance and three years’ servicing for €249 a month with an €8k deposit. There are also other deals, including the Clio from €161 a month.
SEAT is offering 0 per cent finance on Leon and Ibiza models, with finance from 3.9 per cent across the rest of the range. There’s also a €299 three-year servicing package available.
Skoda is offering 0 per cent finance on selected models, plus a free upgrade to the stereo system to include ‘Smartlink’ (which comes with Apple CarPlay and Android Auto) connection for your phone. There are also special extra equipment packs for the Rapid and Fabia.
Buying a SsangYong Rexton? You can get free satnav on that. Buying a Korando? You can get a year’s free road tax.
Subaru has a PCP offer in place with, for instance, the XV crossover available from €299 a month.
Suzuki is offering a year’s free road tax and 5,000km worth of free fuel for the Swift, Celerio and SX4, and six months' free road tax on the new Vitara.
Toyota has a ‘scrappage’ scheme that gives you either up to €3,000 off or three years' free servicing. There is also a free ‘Technology Pack’ for the Auris, worth €1,250, and the same on the Corolla, worth €1,100. The Aygo comes with a free safety pack worth €425, while the Yaris gets a free ‘Style’ pack worth €750. The RAV4 and Avensis also both get some extra standard equipment.
If you order before Christmas, Volkswagen is offering extra equipment packs for just €161, some of which are actually worth over €2,000. There’s also three years’ free servicing, plus half-price R-Line body kits and PCP plans with interest from as little as 1.9 per cent APR.
Volvo is offering its R-Design styling and equipment packs at reduced prices (a V40 R-Design, for instance, now starts at €289 a month on PCP), while the last of the outgoing S80 saloons can be had for as little as €38,995.