In between making sure you’ve packed the essentials (passport, flight tickets, iPod – check) for your holiday, it’s easy to forget things like taking out proper insurance or to just neglect it altogether. So what’s it good for anyway? Our friends over at AA Ireland have listed 5 reasons why it’s best to get covered below:
- Murphy’s Law
Amongst the flurry of sun cream and togs, many people leave buying travel insurance to the last minute when, not only it is it more difficult to shop around for the best deal, but you could be forfeiting a host of benefits. Countless events such as bereavement, illnesses or an accident can potentially derail your whole holiday well in advance of travel, which is why it’s best to take out cover immediately after booking your trip. Protect against the unknown and get yourself and your family covered for up to €6,000 for an abandoned holiday.
- Flight Cancellations and Delays
Remember Eyjafjallajokull? Eyjafjallajokull is the infamous Icelandic volcano that erupted back in 2012, forming an ash cloud causing many problems for air traffic controllers, pilots, and passengers at the time. Having travel insurance when there is a delay could mean the difference of being covered for up to €600, depending on your flight duration. If your flight is cancelled altogether (and the airline has failed to provide notice within 7 days of departure) you’re covered for up to €6,000 with AA Travel Insurance
- Medical Emergencies
Are you planning any strenuous activities such as hiking or surfing? If you’re venturing Stateside know that you’re risking hundreds of thousands of dollars in the event of an accident or medical emergency without travel insurance. Even in Europe, where it’s wise to carry your EHIC card, you won’t be covered for things like needing an air ambulance if someone is in serious trouble, potentially costing you up to €20,000. AA Travel Insurance can cover you for up to €10,000,000 inclusive of any emergency assistance services you receive.
It also pays to know your way around and with a bit of research ahead of time you can ensure you and your family don’t end up in the wrong place at the wrong time. Familiarize yourself with your destination online before you go if you can help it, and exercise caution when lugging around shopping bags and storing your valuables. If you are the unlucky recipient of a theft or mugging whilst abroad, AA Travel Insurance can cover you for up to €500.
Back in 2012, over 1 in 5 people told us that they were prepared to eschew travel insurance altogether if it meant that they could enjoy a cheaper holiday. However, travel insurance is nearly never as expensive as you envisage it to be; remember you’re being covered for all of the above and more. A family trip abroad for 2 weeks under AA Single Trip Extra costs just €66.39[i], that’s €4.74 a day for two weeks – the price of a margarita, conveniently enough. Taking out AA Annual Family Multi-Trip Extra would cost just an extra €15[ii], except you and your clan are covered for as many trips as you like throughout the length of your policy.
To get an AA Travel Insurance quote today, click here.
[i] This quote was calculated based on a 4 person family with two young children, with Worldwide cover
[ii] This quote was calculated based on a 4 person family with two young children, with Worldwide cover
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